The “Thinking Out Loud” category is for hypotheses, ideas, opinions. Though of course these are always influenced, or colored, by prior training and study, I put a post here when I am unsure of the facts, or don’t care to be academically rigorous.
A problem of money
What got me going on this line of thinking was a difficulty I was having obtaining funding for a project. I thought to myself: Someone doesn’t want to spend this money; they want to sit on it instead. And that lead me to the subject of banking.
Banking, it is said, started when tradesmen (this is the story I heard) wanted someplace to store their gold securely. The “banker” stepped forward, offering to provide this service. In exchange, he would be allowed to loan out the money to others, and collect interest payments on these loans. Interestingly, according to Wikipedia, originally the most secure places for such deposits were temples and palaces. But we won’t go down that road just yet.
Here we have a situation where a professional-level service is invented to fulfill a need. The service consists basically of amassing deposits (and safekeeping them) which one can then earn money on. It is presumed the need arose due to 1) lack of space at home to store such items, or 2) fear for the security of the assets.
Today, money exists as figures in accounting books. And those books are actually stored on computers. There is no longer any great need to provide security for currency. All one must do is secure the computers.
Traditional banking still exists, but cash deposits bring back virtually no earnings to the depositor. Investment banking, on the other hand, has skyrocketed. The whole society has been pushed into making investments and buying on credit. Why? Keeping deposits safe doesn’t make money, especially when they are only numbers in a computer. Traditional banking can still pay off, but there is much more to be made managing investment portfolios and offering short-term credit at very high interest rates. This work relies on the existence of asset pools, and managers of these pools are often rewarded according to the size their pool. Even if you could sell some assets to buy, say, land (which works under a different system), the modern banker would prefer to loan you the money to buy the land, with your assets as collateral. It would be simpler for the land buyer to just sell one asset in order to buy the other, but is not in the interest of the bankers to operate that way.
Back to Basics
The original need for banking, then, arose – we are to suppose – from an uncertainty concerning the security of real assets (gold). Why would anyone have this uncertainty? Because people existed who were willing and able to steal such things from other people who had acquired them more-or-less honestly. Those people are commonly called “criminals.” They have always been a major nuisance in any society. They are willing to break the most basic rules, or morals, in a society. Why? That is a question to be answered elsewhere. It HAS been answered, but for the purposes of this discussion, it is irrelevant.
Let’s say you had a criminal of somewhat unusual intelligence. What might he be attracted to do, say, in the banking scenario above? One thing he could do would to become a banker. Then he could hire some hoodlums (criminals of leser intelligence, we might imagine) to go around town and steal precious things from people’s houses. He would then advertise his services, noting the recent increase in the crime rate. He would have to keep his connection to the hoodlums a closely-guarded secret. And in such a wise, he would attract more business to his bank.
Application of the criminal modus operandi (MO) to other fields
Mishaps, crime, sickness, hunger, disputes and war are some of the big problems that society must deal with. Smart criminals could secretly cause such things to happen, then offer services to “protect” people from the bad effects of these things. In modern times, criminals have even been accused of causing bad weather, floods, earthquakes, and ecological collapse. For them it would seem like “good business,” would it not?
What professions these days offer such services?
- Insurance Brokers
- Psychiatry and Psychology
- The military and arms manufacturers
All of the above fields are subject to pressure from the criminal world and can turn criminal. In other words, they offer services based on the fear that something bad will happen. Most people, though, would not be interested in causing such bad things to happen. Only the criminals would.
The real essentials
All an honest society of human (or similar) beings would need to survive – even prosper – would be the following:
- Food (and water)
- Shelter (housing and community buildings)
- Clothing sufficient for seasonal weather variations
- Systems for handling waste
- Means of communication
- Quiet times
- Opportunities to play
- Opportunities for spiritual growth
How, then, did we get governments, lawyers, war, insurance companies and psychiatry? It traces back to the criminal and his origins.
Recent discoveries support these observations
Hubbard was the first researcher I studied who really laid out the basics for me. But others before and more commonly after him have reiterated those basic findings.
The human personality is immortal and capable of remembering anything it has ever experienced. Thus, a simple process of sharing experience could ultimately replace education as we now know it. It could also replace all the self-important “research institutions” that seem to look and look but never find the answers. Of course, this ability to remember must be unlocked. That’s where spiritual development comes in. And who was pushing the inability to remember? Criminals, of course. You wouldn’t want someone getting murdered, then coming back, going to the police, and telling them exactly how it happened and who did it. (Variations on this have actually occurred.)
Hubbard adds that the being is capable of knowing anything that can be experienced. On an esoteric level, this indicates that anything is possible. On a more practical level, it means that the plagues of man caused by criminals or otherwise could in theory all be dealt with at the spiritual level. This even includes healing of the body.
People are basically good. They are willing to play the game of human life and cooperate in doing so. All the basic requirements of the game could be provided based on this willingness alone. There is no real evidence that any of the professions listed above are in fact indispensable. There is only evidence that in a world where criminals go undetected and unexposed, these extra functions become apparently necessary.
Huge numbers of people on Earth and elsewhere live out their lives doing nothing but the essentials, as listed above. Some never experience any major criminal activity. Others do and bounce back. Some less fortunate get sucked into the criminal system of die at the hands of criminals. These could be as much as 1/4 or more of the population of this planet. That’s too many. With better understanding of and control over the criminal, most of those adversely affected could be returned to happiness.
Happiness, you could say, is the overcoming of not unknowable obstacles toward a known goal.
– LRH, 1954