Government as insurance company

What I consider fact

Modern government, certainly on the federal level in the US, is acting like an insurance company.

The hypothesis

Proposition 1: People experience violations of their basic human rights.
Proposition 2: An armed force has been considered the best protection against such violations.
Conclusion A: People considered they needed armed forces to protect their basic rights, and thus the need for armed governments arose.

Proposition 3: Real criminals act through people who are willing to use violence to get their way.
Proposition 4: Since real criminals are unable to operate as honest citizens, they survive by stirring up trouble between groups that are willing to use violence to get their way, pretending to advise one or the other side on what the other side might do next.
Conclusion B: The whole “civilized” pattern of warring states was basically created by real criminals for their own personal purposes.

Proposition 5: Most forms of insurance exist to protect the insured from various types of criminal violence.
Proposition 6: It is in the interest of those who offer insurance protection of this type to be able to secretly control the amount of violence that actually takes place.
Conclusion C: This makes any form of paid “protection” against losses due to violence actually a criminal protection racket.

Proposition 7: Most forms of insurance, going back to early times, consisted of pools of funds or resources that were contributed to roughly in proportion to an individual’s or group’s productiveness, and paid out according to who suffered the most “bad luck”.
Proposition 8: This fits the Marxist model of a “scientific” society, and also the philosophy (to the extent that there is one) that justifies such abominations as income tax.
Conclusion D: A government funded by income tax is about the same as an insurance company funded by premium payments. And both are basically protection rackets.


Naturally, people who are “lucky” and never need insurance payments can feel a bit cheated by this system. From my viewpoint this is totally true. They are in fact being suckered or leaned on into supporting criminals. The real criminals are not usually the ones getting the payments. They are the ones running the racket (the crime syndicate, the insurance company, or the government).

The perception that insurance is widely necessary because “shit happens” feeds a fatalism in society that can become widespread. And it enriches those who are working hardest (to the extent that you can call this work) to give people the impression that there are some things that they just can’t control.

This idea is basically a lie. Although in the physical universe it seems very logical, in the spiritual universe it is totally specious.

Since our universe is a mixture of the spiritual and the physical (the sublime and the ridiculous, the divine and the despoiled) we should take a better-informed and more balanced approach to this whole issue.

Physical health

Here is a realm in which the spiritual and the physical often violently clash.

My teacher (Hubbard) has demonstrated that treating a person in a totally spiritual way can affect his health in a variety of ways.

This gets into the whole topic of predisposition. In modern medical jargon, the only recognized predisposition to disease besides “genetic” is called “stress.”

“Stress” is psycho-babble for the mechanism of reactive restimulation. Hubbard first proposed this mechanism in 1950 in his book Dianetics. He later expanded on this mechanism considerably, as his work exposed the extent to which a being is unaware of its own complicity in its bodily undoing.

Hubbard later introduced the concept of the “potential trouble source” (PTS) who is prone to get sick or hurt himself due to his connection to a suppressive personality. This comes up in the field of ethics because it turns out that there are steps a person (as a spiritual being) can take to disconnect himself from the influence of such personalities. Knowing this, and being educated in the general theory of this mechanism, it then becomes an ethical violation to fail to take steps to protect oneself if one finds oneself in a PTS situation.

The way out of a violent society

The way out of this cycle of violence, a growth in criminal influence, and the subsequent decay of organized societies is the knowledge of its root cause (or real why, as Hubbard would term it).

With this knowledge, one can help individuals and groups who want to improve conditions to rise above the influence of suppressive criminals who are trying to keep them fighting, unhealthy and confused.

We can have any form of government, taxation and insurance that we want. But without a better knowledge of the spiritual aspects of these human activities, they can easily be used to destroy what is good and decent in life.


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One Response to “Government as insurance company”

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